Investment Apps: Help Grow Your Money
Using investment apps can be a practical way to grow your money over time, whether you’re saving for the future, experimenting with trading, or exploring new strategies. All websites and apps are verified for safety and legitimacy.
Browse summarised insights for each opportunity; full details available when you click through.
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Investment Apps
Trading 212
Summary: Trading 212 offers commission-free investing in stocks, ETFs, and fractional shares.
Cashout Options: Bank transfer, debit card
Cashout Threshold: No minimum
Countries Available: UK & Europe
Pros:
- ✅ Commission-free investing
- ✅ Fractional shares available
- ✅ Easy-to-use app with practice mode
Cons:
- ❌ Limited to UK/EU markets
- ❌ No crypto trading
Moneybox
Summary: Moneybox is a UK app that offers multiple ways to invest and save for the future.
Cashout Options: Bank transfer
Cashout Threshold: No minimum
Countries Available: UK only
Pros:
- ✅ Beginner-friendly round-up investing
- ✅ Options for ISAs, savings, and pensions
- ✅ Long-term wealth building focus
Cons:
- ❌ UK only availability
- ❌ Fees can impact smaller balances
Robinhood
Summary: Robinhood offers commission-free stock, ETF, and cryptocurrency trading.
Cashout Options: Bank transfer
Cashout Threshold: No minimum
Countries Available: USA & UK
Pros:
- ✅ Commission-free trading
- ✅ Includes stocks, ETFs, and crypto
- ✅ Simple, beginner-friendly interface
Cons:
- ❌ History of trading restrictions
- ❌ Limited research and tools
GoMining
Summary: GoMining lets users buy and manage tokenized Bitcoin mining power.
Cashout Options: Bitcoin
Cashout Threshold: Payouts are automatic
Countries Available: Global
Pros:
- ✅ Passive Bitcoin income once set up
- ✅ Backed by real mining hardware
- ✅ Withdrawals in BTC directly to your wallet
Cons:
- ❌ Requires upfront investment in NFTs
- ❌ Earnings depend on Bitcoin price
Tips & FAQs
Tips to Maximise Investment App Returns
- Verify app security and FCA/SEC regulation
- Diversify across multiple asset classes
- Start small and scale gradually
- Track and minimise trading or management fees
- Automate deposits and portfolio rebalancing
- Stay informed using in app insights and market news
- Avoid unregulated or “get rich quick” apps
I’ve spent years testing ways to grow money online, some worked, some didn’t. In 2025, investment apps remain one of the most reliable and flexible tools for building long-term wealth.
These apps don’t promise overnight riches, but they make investing accessible for everyone. With the right strategy and consistency, small amounts can grow steadily over time, especially when you automate contributions and diversify your portfolio.
FAQs About Investment Apps
Yes — investment apps can help grow your money over time, but returns depend on market performance and your strategy. There are no guarantees.
Returns vary widely. Conservative portfolios may grow slowly, while riskier trades can lead to higher gains or losses depending on market conditions.
No — many apps allow you to start with as little as £1–£10. Begin small, test the app, and grow your balance as you gain experience.
Reputable apps are regulated and use bank grade security. Always enable two factor authentication and use strong, unique passwords.
Yes. Common fees include trading commissions, management fees, and optional premium subscriptions. Always review them before investing.
Important Notes:
- Investments can go up or down; past performance isn’t a guarantee of future results.
- Some apps may only be available in specific countries or support certain account types.
- Referral rewards may apply; this doesn’t affect your earnings.
- This content is for informational and educational purposes only.